How can you prevent your credit card details from being stolen? | India News


As the economy develops, credit cards are becoming more popular. While enjoying the convenience and benefits of credit cards, we often hear news of credit cards stolen and heavy losses to users.

So how can we prevent credit cards from being stolen? In addition to regularly protecting information, is there any other method that I can use to withdraw my funds?

The key to protecting against stolen credit cards is protecting your personal credit card information. Credit card private information mainly includes the following types:

One is the credit card transaction password

This is the most common type of information that money orders can execute on behalf of the person. The bank will not know the customer’s personal transaction password or will ask the customer for the transaction password.

Hence, this is the most important piece of information that criminals want to know. It is best to set the transaction password to a number that is easy to remember but does not have any obvious regularity. Remember not to repeat your birthday, the last digits of your cell phone, or just an easy-to-guess number. At the same time, when trading on POS machines or ATMs, be more and more careful to prevent the recognized card number and other information, as well as the password and other information you entered, to prevent criminals from creating and stealing counterfeit cards. Clean transactions.

The second category is the credit card expiration date and the three-digit number on the back of the card, which is CVV2 or CVV. There are some payment scenarios that do not require the credit card’s transaction password, as long as the card number, expiration date and these three numbers are available, the payment can also be completed. Therefore, these key elements should also be properly entered and not disclosed to or illegally obtained by others. Contact only reliable online CVV SHOP in an emergency you will need a CVV number.

The third category is to prevent you from logging into phishing websites or the corresponding password entered on another website from happening to be your credit card transaction password. That way, you can easily be stolen by criminals and then crash the database and use your identity to make payments on the website where you are actually doing online transactions.

In short, in the age of electronic payments and online payments, while enjoying the convenience, we must also understand some of the doors that are different from traditional transaction methods and strengthen risk prevention to maximize benefits.

This ensures the safety of using the card to prevent theft

First of all, take good care of your password and mobile phone verification code and do not tell irrelevant people. There is no credit card password, even if there is a card number, it is useless. Therefore, the password must be kept well. Never write it on the back of the credit card. Do not send the card password via SMS or WeChat between spouses or family members to prevent others from using it. .

Second, when consuming and paying with a credit card, you must not take your eyes off the credit card to prevent credit card cloning. Everyone may have seen similar news. When spending in hotels or restaurants, some scammers steal bank card information by requesting a cashier. The cardholder’s password is used to carry out a theft.

Third, when banking online, be sure to distinguish the authenticity of the website. Nowadays, many banks have set up welcome messages and users can identify them by setting up private slogans and not pay over links sent by others so as not to access phishing websites and disseminate information.

Fourth, when using a credit card to deposit and withdraw money from an ATM, you need to be careful about the environment. The bank will also give voice instructions. Look for anything unusual on the password keypad. Some scammers install cameras and card readers. Wait for the device to steal cardholder information.

Fifth, do not believe that anyone who claims to be a prosecutor over the phone, asks for account verification, is involved in money laundering or other crime is a scam, do not believe it.

(Disclaimer: Brand Desk content)

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